Many many many businesses use debt for legitimate business purposes, including buying very expensive assets using cash flow instead of cash or using debt to smooth out bumps in an uneven cash flow (e.g., to make payroll when you do large projects).
In this case, I think the OP started this business with insufficient cash. And that'll kill the company in a hurry 8 out of 10 times. The other two times, you need to get the cash flow positive in a hurry and that didn't happen either. If she's really short $14K every month now, I'd shut it down, regroup and figure out how to get enough cash together to do this right.
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