That is exactly it, if you automate the tasks that you do not get paid for, it means that you have more time available you can charge clients for.

I can understand the idea of not automating payments if you need to move things around a little, to fit the payments around financial considerations. For me at the moment this isn't an issue and as such only have one thing thing that is not automatically paid, which i am looking into how to set up an automatic payment for.

The number on payment that i automated which is the most useful was my credit card, the online banking i have with my bank allows me to set up an automatic payment for the balance of the card on the due date. Meaning i never miss paying the full amount on time, and to date have not paid a cent of interest because i missed the payment date.