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I have heard that the small, local banks are still lending and possibly the credit unions. You know, the boring, conservative types that never went in for this high-leverage business. They are still there and are lending as much as they ever did.
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Any bank that lends more so based on the funds they have available from deposits is more likely able to continue lending then a bank that is leveraged a little high and trying to get it refinanced at the high level they are working.
In Australia i think finance is still fairly available, however it is a much tighter market then it was.
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