small business loans/purchasing a business

[Spider]

This whole conversation is really quite frustrating to read. Retail banks (the one's you are likely to be dealing with) are not in the risk business. You are looking for an investor, even if the investor ends up giving you a loan. Investors deal with risk. Banks are not investors. Sorry to say, you are knocking on the wrong door.

You could approach a finance company for an asset loan, a factor for an advance on current invoices, you could sell delinquent receivables, if the business has plenty. You could sell and lease back equipment you own (or would own, when you buy the business.) There are lots of ways to raise money to buy a business, but a bank loan is not likely to be one of them.

If you are serious, you need to contact a financial business consultant experienced in business financing, M&A, leverage buyouts and the like. There is much due dligence to be done and you need a professional holding your hand.

You also need to have some money of your own unless you have some exceptional skill or talent that the business needs.

[callmemills]

thats a good idea would it be possible to find an investor that would be willing to invest in buying a pre established liquor store do you know anyone that has any experience like that working with an investor I already have some money of my own but not enough to purchase a business outright